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3M WIBOR FROM TODAY = 0.28%
There has been an unprecedented situation in the banking world. We have got WIBOR (Warsaw Interbank Offered Rate) – the reference interest rate on loans on the Polish interbank market, at historically lowest levels. This is a direct result of the decisions of the Monetary…
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The Monetary Policy Council reduced interest rates to practically zero
Information after the meeting of the Monetary Policy Councilon May 28, 2020 The Council decided to lower the NBP reference rate by 0.40 percentage points, i.e. to the level of 0.10%. At the same time, the Council determined the following level of other NBP interest…
Google Review

Alex Bãcica
09:15 25 Mar 21
Jakub helped me to go through the whole mortgage process with minimum effort from my side. He gave me the best options... available to choose from, walked me through the whole process making sure everything is well understood. Very responsive and flexible when it comes to scheduling meetings and very professional. Overall a great experience when it comes to this kind of transactions. Highly recommended!read more

Katarzyna Milenkiewicz
16:51 15 Mar 21
My friend recommended me Harveo services and I couldn’t find better place for financial advice. In my case we were... dealing with a flat purchase financing, but from that time I had many other things to discuss with Mr Jakub. Always prepare and always there to help. 5 well deserves stars!read more

Olesea Mereuta
20:49 11 Mar 21
The owners will give you a masterclass on mortgages in Poland :-) Very professional, knowledgeable and responsive, they... will help you get the best available deal on the market. Highly recommended.read more

miltos saratzidis
12:00 01 Mar 21
This was one of my best experiences of service in my life, I had an amazing first call with Jacob Pajak Adam explaining... to me the process specifically for my situation.
I was particularly impressed that they were able to make a special plan for me as a foreigner in order to achieve my long-term financial goals.
After this phone call, Jacob spent multiple hours helping me personally in their office, I am already in the first phase of getting my mortgage and I am really excited aboutread more

Dimitris s
11:51 01 Mar 21
Excellent service, very knowledgeable and to the point.
Quick answers, and great understanding for the needs of an... individual from outside Poland.
Recommend it 100%.read more

Jakub Freisler
23:00 21 Feb 21
Dr Jakub Ossowski makes the whole credit process look like the easiest thing in the world! I can definitely recommend... him and the whole Harveo as the most professional and down-to-client team I had a chance to work with.read more

Michael Rubenfeld
08:32 20 Feb 21
Jacob goes above and beyond for his clients and consistently maintains a positive attitude and makes you feel like... everything is possible. I can’t recommend him and Harveo enough.read more

dogan y
21:36 28 Dec 20
If you think about getting a mortgage, here is the righ place, Highly recommended! Very professional service and... advices to encourage you + get idea from very beginning to the end with details.
Thank you!read more

Reha Krisztián
12:58 16 Dec 20
Best advisors I met!
Costumer focused, flexible, always trying to find the best deal for You!
They go the extra mile to... succeed.
You can deal fully in English.
Professional, up to not only Polish, but even every european standards.
Highly recommended!read more

Deborah Woodruff
10:39 16 Dec 20
Very professional and diligent team. They can steer you through the bureaucracy with ease and go out of their way to... provide a tailored service, specific to your needs. Highly recommended and they speak excellent English for those who are like me and haven’t yet mastered Polish!read more

Michael Poblocki
15:00 12 Dec 20
Highly recommend for anyone interested in taking out a mortgage. These gentlemen are professional, responsive, and... highly knowledgeable. All of our questions were answered promptly and in detail, allowing for us to feel confident in our decision. We felt that they had our best interest in mind throughout the whole process.read more

Zs B
17:41 26 Sep 20
Professional, up-to-date and friendly. Very informative and useful advices, which you wouldn't get elsewhere. Jakub... Pająk provides a service that is rare to find in English, highly recommended before investments!read more

Max Mukoida
15:48 17 Sep 20
Good quality business, had a chance to find a decent apartment in Krakow and arrange mortgage for it. Very responsive... and open for any questions (special thanks to Jakub Pająk), highly recommended for those who wants to deal with professional attitude company.read more

Gergo Reha
14:20 10 Sep 20
The guys are professional credit advisors with an amazing personality. I was informed about every small movement and... they rapidly answered for my questions/doubts.
Long story short, highly recommend to contact them if you are interesting about the mortgage possibilities!read more

Marta Panuszewska
11:00 09 Sep 20
I'd definitely recommend this company to anyone looking for help. They made the whole process as pleasant and... stress-free as possible.read more

Rafał Słota
14:04 08 Sep 20
Awesome and professional service! Help at any stage with very little involvement from a client required, even though... the case was quite tricky. Amazing communication and help with very broad range of topics.read more

leslie chen
07:32 30 Aug 20
Very professional services and advices, avoided a lot of risks, thank you Mr Jakub Pajak


deepak pai
10:57 07 Aug 20
Very warm and professional service. I would highly recommend Harveo to anyone looking to manage and plan their finances... efficiently and without any hassles.read more


Leanid Kresik
20:33 23 Jun 20
Professionally, clearly and efficiently at every stage. Thanks to them, the whole process was easy enough for me, for... which I am very grateful. Service and customer contact are also top notch. Highly recommend them, without any doubts.read more

Peter Rak
13:51 26 Dec 19
I've had an opportunity to work with Harveo on my quite extraordinary case of bank loan. I have to say that I would... recommend these professionals without any doubt to everyone. They were able to provide answers to each of my questions and their solution-oriented behavior & extensive knowledge led to a successful deal closed on great terms. On top of that, the atmosphere was always very friendly and they were always available whenever I needed to confirm any information. 10/10read more

Yang Su
12:23 04 Dec 19
I’m impressed by their knowledge and professionalism for the financial services, I definitely recommend if you need any... financial help/advices in Krakow, and they speak very good English 👍👍👍read more

Alberto Martínez Hernández
18:35 31 Aug 19
Good advisors and good English knowledge. They are really helpful.

Pauline Stefanski
14:59 31 Aug 19
Great advisors, good English communication, helpful and flexible ! We had several meetings from February to August,... they were always responsive and cared about their clients even once the procedure is finished. I really recommend to go there if you need a mortgage!read more

Nelson Cissoko
07:28 29 Aug 19
Useful and kind help for your financial needs.
Solution focused and dynamic professionals.
Polecam!